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Certificates of Deposit Rate Sheet

Effective August 06, 2014

***Annual Percentage Yield = APY***
***A penalty may be imposed for early withdrawal***
***Interest Rates are subject to change without notification***
***Fees may reduce earnings***

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
Certificates of Deposit
   7-89 Days CD $1,000.00 $1,000.00 .15% .15%
   3 Months CD $1,000.00 $1,000.00 .35% .35%
   6 Months CD $1,000.00 $1,000.00 .45% .45%
   12 Months CD/IRA $1,000.00 $1,000.00 .75% .75%
   18 Months CD/IRA $1,000.00 $1,000.00 .80% .80%
   24 Months CD/IRA $1,000.00 $1,000.00 .90% .90%
   36 Months CD/IRA $1,000.00 $1,000.00 1.00% 1.00%
   48 Months CD/IRA $1,000.00 $1,000.00 1.14% 1.15%
   60 Months CD/IRA $1,000.00 $1,000.00 1.34% 1.35%
Jumbo Certificates of Deposit
   7-89 Days Jumbo CD $100,000.00 $100,000.00 .15% .15%
   3 Months Jumbo CD $100,000.00 $100,000.00 .40% .40%
   6 Months Jumbo CD $100,000.00 $100,000.00 .50% .50%
   12 Months Jumbo CD/IRA $100,000.00 $100,000.00 .80% .80%
   18 Months Jumbo CD/IRA $100,000.00 $100,000.00 .85% .85%
   24 Months Jumbo CD/IRA $100,000.00 $100,000.00 .95% .95%
   36 Months Jumbo CD/IRA $100,000.00 $100,000.00 1.04% 1.05%
   48 Months Jumbo CD/IRA $100,000.00 $100,000.00 1.19% 1.20%
   60 Months Jumbo CD/IRA $100,000.00 $100,000.00 1.39% 1.40%
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