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Certificates of Deposit Rate Sheet

Effective September 03, 2015

***Annual Percentage Yield = APY***
***A penalty may be imposed for early withdrawal***
***Interest Rates are subject to change without notification***
***Fees may reduce earnings***

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
Certificates of Deposit
   7-89 Days CD $1,000.00 $1,000.00 .05% .05%
   3 Months CD $1,000.00 $1,000.00 .15% .15%
   6 Months CD $1,000.00 $1,000.00 .20% .20%
   12 Months CD/IRA $1,000.00 $1,000.00 .35% .35%
   18 Months CD/IRA $1,000.00 $1,000.00 .50% .50%
   24 Months CD/IRA $1,000.00 $1,000.00 .65% .65%
   36 Months CD/IRA $1,000.00 $1,000.00 .75% .75%
   48 Months CD/IRA $1,000.00 $1,000.00 .80% .80%
   60 Months CD/IRA $1,000.00 $1,000.00 .90% .90%
Jumbo Certificates of Deposit
   7-89 Days Jumbo CD $100,000.00 $100,000.00 .10% .10%
   3 Months Jumbo CD $100,000.00 $100,000.00 .20% .20%
   6 Months Jumbo CD $100,000.00 $100,000.00 .25% .25%
   12 Months Jumbo CD/IRA $100,000.00 $100,000.00 .40% .40%
   18 Months Jumbo CD/IRA $100,000.00 $100,000.00 .55% .55%
   24 Months Jumbo CD/IRA $100,000.00 $100,000.00 .70% .70%
   36 Months Jumbo CD/IRA $100,000.00 $100,000.00 .80% .80%
   48 Months Jumbo CD/IRA $100,000.00 $100,000.00 .85% .85%
   60 Months Jumbo CD/IRA $100,000.00 $100,000.00 .95% .95%
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